Browsing articles in "investment & finance"

Using mailing lists to target your customers

In internet marketing, mailing list is one of the important things to be equipped with if you want to be a successful internet marketeer. Mailing list usually consists of recipient’s name and email address only. Just two information needed for your mailing list. After that, internet marketeers will send emails for promoting products and services that will caught the subscribers attention to the product. Usually, internet marketeer will promote affiliate products where they will earn commissions on each sale and some promote their own product to the mailing list. Although it’s commonly used by internet marketeers now, but the fact is direct mailing lists have been used by offline businesses for sometime now.


The act of buying and selling mailing lists have been ongoing for quite some time now. In the old days, mailing lists will consists more than just name and email address of the recipients. Other informations like postal address and phone number sometimes are included in the mailing list. That makes the mailing lists is as valuable to offline business owners as it is to internet marketeers.

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Why you should start your own corporation?

People who involved themselves in business planned to gain big profits and hoping the business can guarantee their future. If you’re in a small business or big businees and and you’re doing very good, I’ll tell you why you should start a corporation if you haven’t start one yet.

Situation: Alex has a small business in Retail, Hire and Repair industry. He’s doing very good, earning big profit and he’s enjoying all the benefits because he’s the sole proprietorship of the company. One day, one of his co-worker reckelessy done a mistake which involved damages on customer property and the next thing he knows he’s slapped with lawsuit. Since he’s the big boss, I mean the sole proprietorship of the company he lost his assets, saving and house. What make it worse is, it looks like he’s going to lost his marriage too.


If by that time he already incorporated his company, he would’ve prevent something worse like that from happening. When you are incorporating a small business, there’s liability meaning your corporation stand as another legal entity separates from your personal life. Any business that’s likely to get lawsuits should consider incorporation because any debts or lawsuit will incurred by the company, not the sole proprietorship. Taxation is another benefit you’ll get from incorporation. You should discuss with your accountant on how corporations are often taxed at lower rate.

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Getting know your credit card

I’m sure most of us who are already working have credit cards, some students might use students credit card or debit card and some people just prefer debit cards since they’re cautious with their spending and might not want to overspend their money. Whatever the reason is, there’s no reason to be afraid of credit cards if you use it wisely. I’m sure a lot of people applied for the reward credit cards, some might have business credit cards issues by their respective company for business purposes and some student have student credit cards for their spendings. Let’s look at the two other credit card types that people might not know.


For the people who have a bad credit report, they might have to use Secured Credit Cards. A secured credit card is a credit card where you need to put a cash collateral deposit which will be your credit limit for the account. As an example, if you put $200 on the card, then your maximum charge on the card will be $200. Usually, you have the option to put in a further deposit to extend the credit limit and if you track record of payment is good, the bank might award you a further credit limit without further deposit to the account.

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Spent money wisely on your wedding

Yesterday, I went to a wedding ceremony which I can say the most glorious and admirable wedding ceremony I’ve ever attended. Everything seems so perfect and well planned. The food is fabulous, the gifts is wonderful, the music sounds classical and lastly the bride looks stunning and dazzling. I bet every girl in that hall last night was envy with the bride. What more can you ask if that is your wedding ceremony? I don’t know if my wedding will be something like that because I’m a bride on a budget. Not everybody have big budget.

wedding ceremony

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